Wealth Lending
Bitcoin-backed
lending
Access funds now,
keep your Bitcoin safe.
Volcano Bank provides lending solutions backed by bitcoin, empowering you and your business to access liquidity and build wealth with confidence.
Whether a business owner or a private individual, you might have projects that need funding while maintaining your securities portfolio. That's why we offer a wide range of solutions to address your private and business financing requirements. And we take a personal approach to help you achieve the optimum structure to meet your needs.
Unlike traditional credit products, that rely on a borrower's income or business cash flow, these loans are secured by a highly liquid, transparent, 24/7 settled collateral asset.
Transform Your Finances
Unlock Financial Flexibility
Access liquidity quickly to fund personal or business goals, such as acquiring real estate, expanding operations, or seizing new opportunities. Our loans empower you to address immediate financial needs with ease, tailored to your unique ambitions.
Stay Invested
Keep ownership of your bitcoin while accessing funds, ensuring you confidently benefit from potential market appreciation. For example, if bitcoin's value outpaces your loan's interest rate, you secure substantial net gains after settling the loan, preserving your long-term investment strategy.
Potentially Tax-Efficient
Borrowing against your bitcoin may help you avoid capital gains taxes that could arise from selling assets in jurisdictions where asset lending is not taxable. This potentially tax-efficient strategy enables you to retain more wealth for reinvestment, legacy planning, or personal milestones.
What we deliver
Uncompromising
Asset Security
Your bitcoin collateral is held by a third-party regulated custodian in a segregated, bankruptcy-remote wallet, making your collateral rehypothecation impossible. Our unique tripartite setup provides robust security, with real-time transparency into your collateral's status, delivering unparalleled trust and peace of mind.
High-Value
Operations
Execute large transactions confidently with institutional-grade processes, vetted counterparties, and real-time visibility.
Competitive
Rates
Tailored financing that aligns with your objectives while maintaining cost efficiency and risk balance.
Custom Financial
Flexibility
Flexible structures, repayment options, and covenants to support your strategy without selling core assets.
How it Works
Define your needs
Together, we assess your financing requirements and structure a solution tailored to you.
Third-party lending structure
Your loan is arranged under a secure institutional framework involving three parties (Custodian, Bank, Client).
Collateralization
Your assets remain safely in custody with a regulated third party. They are never moved or rehypothecated, ensuring maximum security and transparency.
Ready to unlock your wealth?